Introduction
The
Scenario:
YOU MADE IT! You will be graduating from high school and look
forward to working and living on your own.
In order to be prepared
for a career, you will research an
occupation of your choice and through outlined steps, find a job, place
to live, create a budget and forecast your Net Worth in five (5) years
based on your salary, investments and expenses.
Objective
The objective of this
webquest is for you to research career options
and set a budget that would allow you to live the type of life you
would like. This will including finding a career, a place to live
(a house, apartment, or condominium), and develop a budget.
Although the focus of the webquest is career exploration and real life
budgeting, the webquest does require you to perform various
calculations.
Purpose
1) Allow you the
opportunity to explore careers, develop a budget
and calculate your net worth based on career choice, budget and
investments
2) Allow students that
have not yet considered career options the
forum to research possible careers.
3) Allow students
that know their career path the ability to see how
their future will unfold based on the selection that they have
chosen. Therefore, please take this task seriously. The
more you put into it, the more prepared and certain you will be about
your future.
The Task
This
webquest will require you to assemble a career portfolio. As you
complete the process steps of this webquest, you will be creating
various pieces for your career portofio. At a minimum your portofolio
must include the following:
- Your completed
learning styles inventory.

- Your completed career
and personality assessments.
- All career worksheets
specified in the process steps. Including the results of all career
surveys.
- An individualized
world of
work map indicating career clusters based on your interests and
abilities. This can be done on the computer by creating a pie
chart or by hand. This can be done on regular paper or on a
poster board. Be sure to include a legend with your world of work
map. This requirement will be more fully explained below.
- A written and visual
demonstration of your career choice which includes a description of how
mathematics is used in your chosen occupation including a written
paper, a collage or poster, and a powerpoint
presentation. Be creative.
- The educational
requirements
of your career including all training and college costs which includes
setting a budget, establishing a savings plan, locating loan
information and repayment amounts.
- The outlook on your
career
including the entry-level salary.
- Finding a home
including a
description or picture and an estimate of monthly costs and budgets. Be
creative this can be done either in writing or visually.
- Finding a car
including a
description or picture and an estimate of the monthly costs and
budgets. Again, please be as creative as possible this can be
done either in writing or visually. You can draw a picture, cut a
picture from a magazine, or print a picture from the internet.
- Your calculated budget
based
on your salary. This will be more fully described below.
- A written statement
regarding how realistic is your budget based on calculations and
actual/real world costs based on the home, car and other expenses you
will actually incur. Will you be able to follow your
budget? Will you be able to save money.
- A class presentation
on your
career choice including:
A Visual Display of Your
Career.
The educational
requirements of your career.
The outlook of your
career including entry level pay and job availability/growth.
An individualized world
of work map
Your home budget.
Your car choice and
budget.
Your calculated budget.
A discussion on how
realistic is your budget.
Process
1.Learning
Styles Inventory
If you have not already
done so, complete the following:
Learning
Styles Inventory
This must be included
in
your career portfolio. The teacher will give you a print-out of
your answers, once you have completed the survey.
2.
Completed Career and personality assessments
Extraversion
Test - email to
yourself or use my email - charlene.m.kovacs@cmsdnet.net
Emotional
Stability - email
to yourself or use my email - charlene.m.kovacs@cmsdnet.net
Left
Brain/Right Brain
- email to yourself or use my email - charlene.m.kovacs@cmsdnet.net
Job Diagnosis
- use my email if you do not have one
charlene.m.kovacs@cmsdnet.net
Career
Explorer -
use only if you have your own email
3.
Career
Worksheets
4. Individualized
World-of-Work Map
The World-Of-Work Map
visually displays job families, or groups of similar jobs into 12
regions. When viewed in it's entirity, the World-Of-Work Map
covers nearly all jobs in the United States. A career's location is
determined by its primary work tasks, including working with:
Date: Facts,
numbers, files, business procedures
Ideas: Knowledge,
insights, theories, new ways of saying or doing something
People: Care,
services, leadership, sales
Things: Machines,
tools, living things, and materials such as food, wood, or metal
Arrows indicate that a job
family relies heavily on two areas such ideas and peopler or people and
things.

Based on your career
worksheets, personality assessments, career quizzes decide what area on
the world of work map best fits your personolity, interests and
abilities. Create your own world of work map indicating your
selected area using the template below.
World
of Work Map Template
5. Use your
completed career worksheets, quizzes and world of work mapto help
you decide on a career.
Based
on the career assessments you have just completed and the worksheets
above, decide on two careers/occupations that appeal to you.
- Write a diagram of the
basic pros and cons of each occupation. Be specific and indicate
your personal preferences in the pro and con diagram - i.e., what you
would really like about the job would be a pro and what you would
really dislike about the job would be a con.
- Create your own pro and con scale:
- Using your Pro & Con Scale choose
between the two careers and decide on one career that you feel will be
best for you.
- Create a visual display of your pro and con
diagram
- Once you have made a decision, create a written, visual
demonstration and a powerpoint of your career choice. However,
you decide to present your choice is fine, however, it MUST include a
description of how mathematics is used in your chosen occupation.
This must include a written paper, a collage or poster, a
powerpoint presentation, etc. Be creative.
6. Educational
Requirements & Financing
- Research the
educational requirements or training required for your selected
occupations.
- Some helpful websites
include:
- Next research colleges
and universities:
- Once you have located
a college/training program, consider the financing. Here are some
options to consider:
- First estimate/find
your current college costs:
- College
Cost Finder - find the current annual costs of any four-year
college or university in the United States
- Second, estimate the
future cost of college using CNNMoney
College Planner
- How much will it cost
for a public college in three years?
- Hint - use the CNNMoney
College Planner
- Select Public College and
set the years until the student enters college to 3 years
- Select Next
- Do not Adjust Savings
Section and click next
<>What are your results?
- Third, assuming your parents
do not have a college savings plan for you, using the FinAid
Calculator, figure out your monthly payments.
- Additional Financing
Options to Consider
- Current student loans
available:
- Scholarships &
Financial Aid Online Websites:
7.
Job Outlook & Entry Level Salary
- After, completing
college, you will begin your job search:
- First research the
entry-level pay of your selected occupation. Suggested websites
include the following:
- Write a short
paragraph summary on the outlook for your job including the entry-level
pay of your selected occupation and the resources you consulted on Budget
Worksheet #1.
- Be sure to include
the information on the outlook of your job from Occupational Outlook
Handbook,
- Link to the
Occupational Outlook Handbook
- In the Search
OOH box type your career choice
- Select job
outlook from the links at the top of the page.
- This will
contain important information regarding job growth and estimated future
job availability in your chosen career. Be sure to indicate
whether or not your career is experiencing job growth, what companies
typical employee candidates in your chosen occupation and the best job
prospects for entry level candidates.

8.
Finding a Home
- After finding a job, your
next step will be to find a new home.
- Began
by visiting Realestateabc.com.
This
site is a Mega-Search engine for Real Estate.
- First, go to Mortgage Calculator
Page
- Next determine the home price range you
can afford by going to the Affordability/Qualifier
Calculator
Assume the
following:
- You
have $10,000 saved for a down payment
- The
interest rate is 5.75%
- The
length of the loan is 30 years
- Monthly
debts = $250, other monthly expenses = $200
- Mortgage to income ratio = 28
- Total debt to income = 36
- Enter you
entry-level salary - this will then determine what price home you can
afford.
- Depending on your entry-level salary, it
may be better for you to rent, rather than own. To help you
determine, this, you can also use the Rent vs. Own Calculator.
- Next, go to the buying section of
RealEstateABC to view all major realtor sites.
- Find two homes/apartments in your price
range.
- Next
enter the information in the Super
Calculator to determine your monthly payment
- Be
sure to complete the applicable
sections on Budget
Worksheet #1
9.
Finding a Car

- Most people have ideas
on what type of car they would like to own.
- Using the links below
find your dream car:
- Autoweb.com
- Mircrosoft Carpoint
- AutoTrader.com
- AutoMart.com
- ABS Auto Cars For Sale
- Record the year,
make (Ford, Honda, Porshe, etc.), model (Escort, Accord, 240SL, etc),
number of miles (50K = 50,000 miles)and price. Be sure to also
list any extras
- Calculate your loan
payment using
10.
Monthly Budget
Calculate your monthly budget
- Some budget experts
recommend to budget for expenses using flat percentages.
- Examples
- No more than
28% of income should go to housing
- No more than
12% of income should go to car payments
- Complete Budget
Worksheet #2 to calculate your monthly budget based on flat
percentages. Determine whether or not you can live on your budget
based on your salary. If not what adjustments can you make to
your budget.
11. Budget Statement
Construct a written statement
regarding how realistic is your budget based on calculations and
actual/real world costs based on the home, car and other expenses you
will actually incur. Will you be able to follow your
budget? Will you be able to save money.
12.
Class Presentation
Develop a class presentation
on your
career choice including:
- A Visual Display of Your
Career.
- The educational
requirements of your career.
- The outlook of your
career including entry level pay and job availability/growth.
- An individualized world
of work map
- Your home budget.
- Your car choice and
budget.
- Your calculated budget.
- A discussion on how
realistic is your budget.
Conclusion
You have just
completed the first step in career exploration by beginning to think
about what career choices would fit your strengths, personlity and
lifestyle. Continue to think about these as you continue through
high school.